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Loan Guarantee

California Capital serves as an intermediary between the financial institution and borrower, providing guarantees on loans to small business owners who are unable to secure traditional bank financing.

Use Restrictions
Equipment purchase, contract, financing, business expansion, working capital. All proceeds must be used in California.

Term
Term Loans up to 7 years
Lines of Credit - Renewed annually

Interest Rate
Negotiated between borrower and lender

Funding Source
Participating financial institution

Collateral
All available, including business and personal assets

Guarantee
Term loans - Up to 90%
Lines of credit - Up to 85%
Maximum guarantee - Up to $500,000

Fee
Up to 3% of guaranteed amount; $250 documentation fee